1033 Bay CIR, Panama City Beach, FL 32407
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1033 Bay CIR, Panama City Beach, FL 32407
1033 Bay CIR, Panama City Beach, FL 32407
1033 Bay CIR, Panama City Beach, FL 32407
1033 Bay CIR, Panama City Beach, FL 32407
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$ 1,200,000
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1033 Bay CIR Panama City Beach, FL 32407

3 Beds

3 Baths

2,118 SqFt


UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,118 sqft

Price per Sqft $566

Subdivision [No Recorded Subdiv]

MLS Listing ID 769470

Style Coastal

Bedrooms 3

Full Baths 3

HOA Y/N No

Year Built 2024

Lot Size 8,276 Sqft

Acres 0.19

Property Sub-Type Single Family Residence

Property Description

Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle.

This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in.

With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities.

Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering.

Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace.

Schedule your private showing to experience the setting firsthand.
This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living.

The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay.

Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay.

This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Heating Central

Cooling Central Air

Fireplace No

Appliance Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker

Exterior

Garage Spaces 1.0

Garage Description 1.0

Community Features Short Term Rental Allowed

Roof Type Metal

Porch Balcony, Covered, Patio

Private Pool No

Building

Sewer Public Sewer

Architectural Style Coastal

New Construction Yes

Schools

Elementary Schools Breakfast Point

Middle Schools Breakfast Point

High Schools Arnold

Others

Restrictions Short Term Rentals Allowed

Tax ID 27344-186-000

Special Listing Condition Listed As-Is


Listed by Foundation Real Estate Agency LLC

NEARBY SCHOOLS & PROPERTIES

Debbie Kirkland

Debbie Kirkland

Broker | License ID: BK3052075

+1(850) 212-0440

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1033 Bay CIR