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Debbie Kirkland

[email protected] +1(850) 212-0440

$ 714,900

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520 Sandy LN Panama City Beach, FL 32413

4 Beds

3 Baths

1,813 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 1,813 sqft

Price per Sqft $394

Subdivision [No Recorded Subdiv]

MLS Listing ID 778274

Style Traditional

Bedrooms 4

Full Baths 3

HOA Y/N No

Year Built 1982

Annual Tax Amount $4,266

Tax Year 2024

Lot Size 0.280 Acres

Acres 0.28

Property Sub-Type Detached

Property Description

Welcome to 520 Sandy Lane, a flexible income-producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette--perfect as a private rental or a true mother-in-law suite.In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year-to-date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.The upstairs unit offers bright, spacious living, while the full-home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Fireplace, Kitchen Island, Split Bedrooms, Smart Thermostat

Heating Central, Ductless, Electric, Fireplace(s)

Cooling Central Air, Ceiling Fan(s), Ductless, Electric

Flooring Luxury Vinyl Plank

Fireplaces Type Electric

Furnishings Furnished

Fireplace Yes

Appliance Dryer, Dishwasher, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer

Exterior

Exterior Feature Sprinkler/Irrigation, Outdoor Shower

Parking Features Detached Carport, Driveway, Gravel

Fence Full, Privacy

Pool Fenced, Gunite, In Ground, Pool, Private

Community Features Short Term Rental Allowed

Utilities Available Septic Available

Roof Type Metal

Porch Covered, Porch

Private Pool Yes

Building

Story 2

Sewer Septic Tank

Architectural Style Traditional

New Construction No

Stories 2

Schools

Elementary Schools West Bay

Middle Schools Surfside

High Schools Arnold

Others

Tax ID 37239-005-000

Acceptable Financing Cash, Conventional

Listing Terms Cash, Conventional

Special Listing Condition Listed As-Is

Listed by Counts Real Estate Group Inc

Debbie Kirkland

Broker | License ID: BK3052075

+1(850) 212-0440

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Tallahassee, FL

Debbie Kirkland

520 Sandy LN Panama City Beach, FL 32413

Key Details

Location

Interior

Exterior

Building

Schools

Others

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520 Sandy LN