430 Warren Bayou LN Panama City Beach, FL 32407
4 Beds
3 Baths
2,375 SqFt
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 2,375 sqft
Price per Sqft $256
Subdivision Breakfast Point
MLS Listing ID 783765
Style Craftsman
Bedrooms 4
Full Baths 3
HOA Y/N Yes
Year Built 2019
Annual Tax Amount $6,248
Tax Year 2025
Lot Size 8,276 Sqft
Acres 0.19
Property Sub-Type Single Family Residence
Property Description
Privacy. Space. Options. This home delivers what today's buyers are searching for—and rarely find.
Tucked away with a wooded backdrop and no rear neighbors, 430 Warren Bayou Drive offers a peaceful, private backyard setting that feels like a retreat—right in the heart of Panama City Beach. Whether you're enjoying quiet mornings or hosting gatherings, the natural buffer behind the home provides a level of privacy that sets this property apart.
Inside, the home features 4 bedrooms, 3 bathrooms, and over 2,300 square feet of thoughtfully designed living space—ideal for families, professionals, or buyers needing room to spread out. The 3-car garage adds flexibility for storage, hobbies, or multiple vehicles, a rare find in this area.
Location matters, and this one checks the boxes. Conveniently positioned near beaches, shopping, dining, and everyday essentials, you get the best of PCB living without sacrificing space or tranquility.
What truly makes this home stand out? Financing flexibility. Buyers may have the opportunity to assume an existing loan with an interest rate under 4% (subject to lender approval), and owner financing may also be considered—opening the door to options rarely available in today's market.
✔ 4 Bedrooms | 3 Bathrooms
✔ Over 2,300 sq ft
✔ 3-Car Garage
✔ Wooded, private backyard
✔ Prime Panama City Beach location
✔ Potential assumable loan under 4%
✔ Owner financing option
This is more than a home—it's a smart move in a market where space, privacy, and favorable financing are hard to come by. Showing begin at the end of February. Video of the home is available.
Location
State FL
County Bay
Area 03 - Bay County - Beach
Interior
Interior Features Smart Thermostat
Heating Central
Cooling Central Air
Flooring Luxury Vinyl Plank
Fireplace No
Appliance Gas Range, Gas Water Heater
Exterior
Garage Spaces 3.0
Garage Description 3.0
Fence Fenced
Utilities Available Cable Connected
Porch Covered, Porch
Private Pool No
Building
Lot Description Sprinkler System
Sewer Public Sewer
Architectural Style Craftsman
New Construction No
Schools
Elementary Schools Breakfast Point
Middle Schools Breakfast Point
High Schools Arnold
Others
Tax ID 34030-275-380