
1440 Dover RD Panama City, FL 32404
4 Beds
4 Baths
3,602 SqFt
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Coming Soon
Purchase Type For Sale
Square Footage 3,602 sqft
Price per Sqft $235
Subdivision Donalson Point
MLS Listing ID 791835
Style Split Level
Bedrooms 4
Full Baths 3
Half Baths 1
HOA Y/N No
Year Built 1950
Tax Year 2025
Lot Size 0.570 Acres
Acres 0.57
Property Sub-Type Single Family Residence
Property Description
Stunning Deep-Water Retreat! Fully Reimagined with Bay Access
Tucked onto approx. 65' of water frontage with direct deep-water bay access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950 and taken down to the studs, this two-story home has been transformed top to bottom; floorplan restructured, all-new electrical and plumbing, water heater, windows, and siding, just to name a few. Even the showers are finished with premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof was replaced in 2018 and a new seawall added in 2022.
Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite counters, stainless appliances, recessed lighting, and crown molding, an open living and dining area, and a generous primary layout. Upstairs opens to an uncovered deck with a breathtaking view of the bay.
The ground-floor level lives like its own private retreat: a second full kitchen, family room, a fourth bedroom, and a full bath, with both interior access and a separate ground-level entrance and driveway access. Ideal for multi-generational living, guests, or a private in-law or guest suite. There's also an attached garage with potential to convert to additional living space.
Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and NO flood insurance required! It is outside the special flood hazard area, a meaningful advantage for waterfront buyers. Close to schools, shopping, and Tyndall AFB.
With the seawall and stairs into the water already in place, all that's left to make this waterfront dream complete is to add your own dock. Homes with this combination of quality, space, and true deep-water access don't come along often.
This home is waiting for your dreams and memories to be made here.
Location
State FL
County Bay
Community Short Term Rental Allowed
Area 02 - Bay County - Central
Interior
Interior Features Double Vanity, Interior Steps, Sitting Area in Primary, Walk-In Closet(s)
Heating Central
Cooling Central Air
Fireplace No
Appliance Electric Range, Electric Water Heater
Exterior
Exterior Feature Deck
Parking Features Additional Parking, RV Access/Parking
Garage Spaces 1.0
Garage Description 1.0
Community Features Short Term Rental Allowed
Waterfront Description Bayou,Bayfront,Seawall
Water Access Desc Bayou,Bayfront,Seawall
View Bayou, Water
Roof Type Composition,Shingle
Porch Deck, Covered, Porch
Private Pool No
Building
Lot Description Paved
Story 2
Entry Level Two,Multi/Split
Sewer Public Sewer
Architectural Style Split Level
Level or Stories Two, Multi/Split
Additional Building Garage(s)
New Construction No
Stories 2
Floor Plan Two,Multi/Split
Schools
Elementary Schools Tyndall
Middle Schools Rutherford Middle
High Schools Rutherford
Others
Senior Community No
Restrictions Short Term Rentals Allowed
Tax ID 26141-000-000
Special Listing Condition Listed As-Is
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