12109 Caruso DR, Panama City, FL 32404
See all 8 photos
12109 Caruso DR, Panama City, FL 32404
12109 Caruso DR, Panama City, FL 32404
12109 Caruso DR, Panama City, FL 32404
12109 Caruso DR, Panama City, FL 32404
REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.
In-PersonVirtual Tour
$ 39,000
Est. payment /mo
Save
Active

12109 Caruso DR Panama City, FL 32404

0.8 Acres Lot


UPDATED:

Key Details

Property Type Single Family Home

Sub Type Residential

Listing Status Active

Purchase Type For Sale

Subdivision No Named Subdivision

MLS Listing ID 789646

HOA Y/N No

Annual Tax Amount $273

Tax Year 2025

Lot Size 0.800 Acres

Acres 0.8

Property Sub-Type Residential

Property Description

Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you.

Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway.

What does that mean for you?
It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs.

Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient.

The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity.

Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing.

Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

Location

State FL

County Bay

Area 05 - Bay County - East

Interior

Fireplace No

Exterior

Utilities Available Sewer Available

Private Pool No

Schools

Elementary Schools Callaway

Middle Schools Everitt

High Schools Rutherford

Others

Tax ID 07399-814-000

Special Listing Condition Listed As-Is


Listed by Performance Realty

NEARBY SCHOOLS & PROPERTIES

Debbie Kirkland

Debbie Kirkland

Broker | License ID: BK3052075

+1(850) 212-0440

GET MORE INFORMATION

Name
Phone*
Message

Go tour this home

12109 Caruso DR