8013 Surf DR #B, Panama City Beach, FL 32408
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8013 Surf DR #B, Panama City Beach, FL 32408
8013 Surf DR #B, Panama City Beach, FL 32408
8013 Surf DR #B, Panama City Beach, FL 32408
8013 Surf DR #B, Panama City Beach, FL 32408
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8013 Surf DR #B Panama City Beach, FL 32408

5 Beds

5 Baths

3,076 SqFt


UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 3,076 sqft

Price per Sqft $616

Subdivision Silver Sands Beach

MLS Listing ID 796914

Style Coastal

Bedrooms 5

Full Baths 5

HOA Y/N No

Year Built 2000

Annual Tax Amount $15,809

Tax Year 2025

Lot Size 3,920 Sqft

Acres 0.09

Property Sub-Type Single Family Residence

Property Description

The beach is the destination, but a home like this can make staying in just as appealing. A heated pool sits directly between the house and the Gulf, balconies open toward the water, and three levels give everyone room to gather, relax and retreat. Set directly on the sand on the quiet east end of Panama City Beach, this 5BR/5BA home is designed to make the most of its beachfront setting.

The main level brings the Gulf into the heart of the home, with 10-ft ceilings, an open kitchen, dining and living area, and a covered patio overlooking the heated pool and water beyond. Crisp white finishes, shiplap walls and transom windows keep the interiors bright and relaxed, while the open layout creates an easy connection between the living spaces and the outdoors. The kitchen features upgraded cabinetry, Corian countertops, stainless steel appliances and an expansive 13-ft breakfast bar, giving everyone plenty of room for casual meals and conversation.

Beyond the covered patio, the pool deck gives guests plenty of room to settle in between beach outings, while direct access to the sand makes going back and forth remarkably easy. An outdoor shower takes care of sandy feet and beach gear, making it easy to come in from the beach without tracking sand through the house.

The five-bedroom layout is spread across three levels, giving families and groups plenty of space while maintaining comfortable separation between sleeping areas. The first floor includes a bedroom and full bath, along with the enclosed laundry area. Upstairs, the gulf-facing primary suite has private access to a 10x20-ft balcony, a large walk-in closet and a renovated bath with a spacious walk-in shower and distinctive tilework. Two additional bedrooms on this level each have their own ensuite bath.

The third floor adds a fifth bedroom and full bath, along with a wet bar and another gulf-view balcony. The space offers flexibility as additional guest quarters, a media or game room, or a quieter retreat away from the main living areas.

The home's updates extend beyond the interiors, with features selected to handle the demands of a beachfront location. A new air conditioning unit was installed in January 2026. Hardie board siding, a seamless metal roof, hurricane shutters and a weather-resistant exterior finish provide durability and added peace of mind. A two-car garage adds secure parking and plenty of storage for bikes, beach gear and everything that comes with spending time on the water.

The east-end location keeps you away from the busier stretches of Panama City Beach while keeping St. Andrews State Park, marinas, golf, Pier Park, shopping, dining and area attractions within easy reach. Spend the day exploring, or stay close to home and let the beach, pool and Gulf views do the entertaining.

For a buyer looking for a Panama City Beach vacation home that can be enjoyed personally and welcomed by short-term guests, this property brings together the features that matter: direct Gulf frontage, a private heated pool, five bedrooms, five full baths, multiple outdoor spaces and a location that makes the beach the center of the experience. Come see what makes this Gulf-front home such a compelling place to stay - and an even better one to own.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Balcony, Double Vanity, Jetted Tub, Separate Shower

Heating Central, Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Electric Oven, Electric Range, Electric Water Heater

Exterior

Exterior Feature Covered Patio

Garage Spaces 1.0

Garage Description 1.0

Pool Fenced, Electric Heat, In Ground, Private

Community Features Short Term Rental Allowed

Utilities Available Electricity Available

Waterfront Description Gulf

View Y/N Yes

Water Access Desc Gulf

View Gulf, Water

Porch Balcony, Deck

Private Pool Yes

Building

Sewer Public Sewer

Architectural Style Coastal

New Construction No

Schools

Elementary Schools Patronis

Middle Schools Surfside

High Schools Arnold

Others

Restrictions Short Term Rentals Allowed

Tax ID 30516-020-000


Listed by Berkshire Hathaway HomeServices Beach Properties of Florida
Debbie Kirkland

Debbie Kirkland

Broker License ID: BK3052075

+1(850) 212-0440

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8013 Surf DR #B