8515 Surf DR #3, Panama City Beach, FL 32408
See all 2 photos
8515 Surf DR #3, Panama City Beach, FL 32408
REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your agent will contact you to discuss available opportunities.
In-PersonVirtual Tour
Debbie Kirkland

Debbie Kirkland

+1(850) 212-0440
$ 1,525,000
Est. payment /mo
Save
Coming Soon

8515 Surf DR #3 Panama City Beach, FL 32408

4 Beds

3 Baths

2,464 SqFt

UPDATED:

Key Details

Property Type Condo

Sub Type Condominium

Listing Status Coming Soon

Purchase Type For Sale

Square Footage 2,464 sqft

Price per Sqft $618

Subdivision Bel Air Beach Condo

MLS Listing ID 797180

Style Low Rise

Bedrooms 4

Full Baths 3

HOA Fees $5,000/qua

HOA Y/N Yes

Year Built 2001

Annual Tax Amount $13,398

Tax Year 2025

Property Sub-Type Condominium

Property Description

Coming Soon - No Showings - Experience Gulf-front living at 8515 Surf Drive, Unit 3, a beautifully renovated four-bedroom, three-bath condominium in an intimate, six-unit, low-rise community in Panama City Beach. Located on the first residential level, this spacious retreat features a private, key-coded elevator opening into your own foyer. High ceilings, custom crown molding, luxury vinyl plank flooring and an open layout create an inviting setting framed by spectacular Gulf views. The living area features a gas fireplace, Lutron lighting and remote-controlled blinds, while the generous dining space offers room for gathering and entertaining. The updated kitchen includes upgraded cabinetry, granite countertops, stainless steel appliances, a smooth-top stove and a breakfast bar. Expansive sliding glass doors connect the living area to an impressive covered deck that wraps around the entire Gulf-facing exterior of the condominium. Spanning 56 feet in length, this outdoor living space offers ample room for dining, lounging and entertaining against a stunning coastal backdrop. Thoughtfully designed with Balconista furniture, special ambient lighting, an outdoor television, ceiling fans and privacy screens, the deck is equally inviting during the day and after sunset. A retractable garden hose adds convenience. Enjoy morning coffee overlooking the water and evenings with the sound of the waves and brilliant coastal sunsets. The primary suite offers direct deck access, Gulf views and east-facing windows that welcome the morning light. Its bath features dual vanities, a jetted tub with Gulf views and a custom-organized closet. A second Gulf-front bedroom shares a bathroom with the third bedroom, while the fourth bedroom includes a private bath. All three bathrooms have been renovated with updated tile, shower surrounds, toilets and heated towel rods. Additional conveniences include custom closets, a built-in safe in the laundry room and a covered front balcony. Improvements include hurricane-rated windows and doors, Hardie plank siding, a metal roof, an updated carport ceiling and HVAC. Two Gulf-front pools provide separate areas for owners and rental guests, and a gated beach walkover offers direct access to the sand. Three covered parking spaces beneath the building and an additional driveway space provide parking for up to four vehicles. Owner-occupied for the past five years, this thoughtfully upgraded condominium offers an exceptional setting for a primary residence, beach retreat or vacation rental. Offered unfurnished, with the outdoor furnishings, outdoor television, ceiling fans and privacy screens are included.

Location

State FL

County Bay

Community Beach, Elevator, Park, Pool, Storage Facilities, Waterfront, Community Pool, Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Balcony, Double Vanity, Jetted Tub, Main Level Primary, Smart Home, Separate Shower, Instant Hot Water

Heating Central, Electric, Fireplace(s)

Cooling Central Air, Ceiling Fan(s)

Flooring Plank, Vinyl

Fireplaces Type Gas

Fireplace Yes

Appliance Electric Cooktop, Gas Water Heater, Ice Maker, PlumbedForIce Maker, Tankless Water Heater

Exterior

Exterior Feature Covered Patio, Fire Pit, Outdoor Shower

Parking Features Additional Parking, Gravel, Paved

Fence Partial

Pool Fenced, Gunite, Gas Heat, In Ground, Community

Community Features Beach, Elevator, Park, Pool, Storage Facilities, Waterfront, Community Pool, Short Term Rental Allowed

Utilities Available Electricity Available, Phone Connected

Amenities Available Beach Rights, Picnic Area

Waterfront Description Gulf,Shoreline - Sand

View Y/N Yes

Water Access Desc Gulf,Shoreline - Sand

View Gulf, Water

Porch Balcony, Deck, Covered, Porch

Private Pool No

Building

Lot Description Paved

Story 3

Entry Level Three Or More

Foundation Pillar/Post/Pier

Sewer Public Sewer

Architectural Style Low Rise

Level or Stories Three Or More

Additional Building Outbuilding, Other

New Construction No

Stories 3

Floor Plan Three Or More

Schools

Elementary Schools Breakfast Point

Middle Schools Breakfast Point

High Schools Arnold

Others

HOA Fee Include Association Management,Insurance,Legal/Accounting,Maintenance Grounds,Maintenance Structure,Pool(s)

Restrictions Short Term Rentals Allowed

Tax ID 30416-003-000

Security Features Carbon Monoxide Detector(s),Fire Sprinkler System,Security Fence,Security Lights,Fire Alarm,Smoke Detector(s)

Listed by Beach House Sales and Development
Debbie Kirkland

Debbie Kirkland

Broker License ID: BK3052075

+1(850) 212-0440

GET MORE INFORMATION

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from CENTURY 21 FIRST STORY REAL ESTATE, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.

Go tour this home

8515 Surf DR #3